5 Ways to Respond to a Credit Card Interest Rate Increase
Wouldn't it be nice if low interest rates last forever? Unfortunately, the saying “All good things must come to an end” is especially true when it comes to credit .
http://credit.about.com/od/usingcreditcards/qt/rateincrease.htm

Every day, we search the web to find the

If an issuer increases your interest rate, do you cancel ... - Credit Cards
2 days ago . When a card issuer notifies you of a interest rate change, you have several options, including canceling the card. But is that the best choice?
http://www.creditcards.com/credit-card-news/erica-sandberg-credit-card-apr-going-up-cancel-card-1377.php


Options when facing a credit card interest rate increase
Mar 11, 2009 . Credit card issuers can jack up your interest rate at any time, for any reason, and increases are tougher to duck than before.
http://www.creditcards.com/credit-card-news/options-when-facing-credit-card-interest-rate-increase-1377.php

Thank you!
You are signed up to receive the latest deals, offers and tips!


interest rate increase on credit cards
By interest rates among different credit cards

Can A New Credit Card Issuer Raise Rates? | Bankrate.com
Oct 26, 2011 . The law says a credit card issuer can't increase the interest rate on an existing balance except under limited circumstances: If you don't make .
http://www.bankrate.com/finance/credit-cards/new-credit-card-issuer-raise-rates.aspx

Credit card interest - Wikipedia, the free encyclopedia
Such "zero interest" credit cards allow participating retailers to . rate would apply and significant increase in interest .
http://en.wikipedia.org/wiki/Credit_card_interest

Who can benefit most from low interest credit cards?

Why banks are boosting credit card interest rates and fees ...
Nov 9, 2008. have sharply raised interest rates and penalty fees on credit cards. . issuers of credit cards packaged an increasing amount of card debt into .
http://www.usatoday.com/money/industries/banking/2008-11-09-bank-credit-card-interest-rates_N.htm

Credit-card countdown: Higher rates abound - MarketWatch
Nov 10, 2009 . 99.7% of bank cards allowed issuers to boost interest rates on . but not all -- of the interest rate increases were tied to user credit scores, which .
http://articles.marketwatch.com/2009-11-10/finance/30704831_1_nick-bourke-credit-card-issuers-penalty-rate

What should you look for in a low interest rate credit card offer?

Millions of Credit Card Holders are Experiencing Hikes in Interest Rate
Jan 14, 2010 . Credit card companies are moving fast to raise rates before then. . the interest rate on your credit cards is going to more than double, you are .
http://ct.bbb.org/article/millions-of-credit-card-holders-are-experiencing-hikes-in-interest-rate-14707

Banks And Credit Card Issuers Increase Interest Rates On ...
Feb 24, 2009 . It took a while to calm down so I could write this blog post. About the 13th of February I received a notice from my credit card issuer, Capital One .
http://ivebeenmugged.typepad.com/my_weblog/2009/02/credit-card-notices.html

How can I compare the best low rate cards for a balance transfer?

Credit Card Issuers Raising Rates, Fees Ahead of New Law
Jul 2, 2009 . Credit card companies are raising interest rates and fees seven months . Chase and Discover have increased the maximum fee charged for .
http://www.washingtonpost.com/wp-dyn/content/article/2009/07/01/AR2009070103868.html

Current Credit Card Interest Rates | Free Report
Mar 31, 2012 . This is significant for credit cards because lenders always keep a wary eye on inflation, and will raise interest rates if they feel it is necessary to .
http://www.indexcreditcards.com/credit-card-rates-monitor/

Credit-card interest rate increases can take effect as quickly as 14 ...
Jul 13, 2011 . If you get a notice that your credit card interest rate is going up, don't rush to charge your summer vacation before the rate increase kicks in.
http://articles.boston.com/2011-07-13/business/29769647_1_top-card-issuers-rate-molecular-diagnostics

My Credit Card Raised My Interest Rate! Here's What to Do
Nov 10, 2009 . That's because the CARD Act takes effect this winter and will restrict credit card companies' ability to raise interest rates on existing customers.
http://www.moneyunder30.com/credit-card-raised-interest-rate-what-to-do

AG - Rising Credit Card Interest Rates and Fees
Rising Credit Card Interest Rates and Fees. New federal rules governing credit cards are set to take effect in February, 2010. Despite increased federal attention .
http://www.michigan.gov/ag/0,4534,7-164-17337_20942-231828--,00.html

Credit card interest rates hit a nine-year spike - Aug. 23, 2010
Aug 23, 2010 . Credit cards interest rates soared in the second quarter to a . said the increase in interest rates was driven primarily by the Credit Card .
http://money.cnn.com/2010/08/23/news/economy/credit_cards_synovate/index.htm

Credit Card Help: What the new credit card law means for you
Interest rates on new transactions can increase only after the first year. Significant changes in terms on accounts .
http://www.creditcards.com/credit-card-news/help/what-the-new-credit-card-rules-mean-6000.php

Why Did Chase Raise My Credit Card Interest Rate?
Q: Chase raised my interest rate by nearly 4%. I can't figure out why because nothing has changed with my credit that I know of. Do you know why this would .
http://creditcardforum.com/blog/why-did-chase-raise-my-credit-card-interest-rate/

Are there any drawbacks to a low interest credit card?

Credit Card Interest Rates Rise as Holiday Shopping Season Hits
Credit Card Interest Rates Rise as Holiday Shopping Season Hits. No credit card debt relief on way this holiday season as rates go up - Total Bankruptcy.
http://www.totalbankruptcy.com/news/articles/credit-cards/interest-rates-rise-for-holidays.aspx

Citi Jacks Credit Card Rates To 29.99% On Unsuspecting ...
Oct 21, 2009 . Citi Jacks Credit Card Rates To 29.99% On Unsuspecting Customers . to raise interest rates regardless of credit scores and payment history.
http://articles.businessinsider.com/2009-10-21/wall_street/30011759_1_citibank-credit-scores-rate-hike

Credit Card Bill of Rights
Your credit card company must explain the reasoning behind any interest rate increases. Credit card companies must denote clearly on your bill how long it will .
http://www.cardhub.com/edu/credit-card-bill-of-rights/

apartment mortgages

Editor's Rating


  • Credit Cards Are Exception to Lower Consumer Rates - WSJ.com
    Aug 23, 2010 . The Credit Card Accountability Responsibility and Disclosure Act of 2009 has given card issuers less flexibility to raise interest rates as they .
    http://online.wsj.com/article/SB10001424052748704094704575443402132987676.html

  • New Credit Card Rules
    When they plan to increase your rate or other fees. Your credit card company must send you a notice 45 days before they can increase your interest rate; .
    http://www.federalreserve.gov/consumerinfo/files/wyntk_ccrules.pdf

  • GOP Blocks Freeze On Credit Card Interest Rate Hikes
    Nov 18, 2009 . Senate Republicans blocked a Democratic effort Wednesday to immediately freeze increases in credit card interest rates, fees and finance .
    http://www.huffingtonpost.com/2009/11/18/gop-blocks-freeze-on-cred_n_362787.html

  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • credit card interest rate increase - YouTube
    Jun 29, 2009 . Refuse...refuse to play this game! Stop living in fear of the corporate world! Just stop and let it ride.
    http://www.youtube.com/watch?v=nuyDhefdt8Q

  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

interest rates for jumbo mortgages

Editor's Rating


  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • Credit Cards tagged as: interest rates - Consumer Financial ...
    From late fees to lost cards, ask CFPB your questions about credit cards. . Though your card issuer generally cannot increase your interest rate on your existing .
    http://www.consumerfinance.gov/askcfpb/search?selected_facets=category_exact:Credit%20Cards&selected_facets=tag_exact:interest%20rates

  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

interest rate mortgages

Editor's Rating


  • Credit Card Interest Rates Rise, But That's a Good Thing - CBS News
    Aug 23, 2010 . You hate the fact that banks have been raising interest rates on credit card balances. By the rules of competition, however, the rise in visible .
    http://www.cbsnews.com/8301-505123_162-41240422/credit-card-interest-rates-rise-but-thats-a-good-thing/

  • Credit card hike fright: Banks raising rates, even if you've paid on ...
    Mar 16, 2009 . By the time Rosa LoBianco realized the interest rate on her credit card . Credit card hike fright: Banks raising rates, even if you've paid on time .
    http://articles.nydailynews.com/2009-03-16/news/17918877_1_rate-hike-betty-riess-bill-hardekopf

  • What the Credit Card Act Means for You - NYTimes.com
    Feb 22, 2010 . GRACE PERIOD ON INTEREST RATE INCREASES: For the first year after you open an account, your credit card company now cannot .
    http://bucks.blogs.nytimes.com/2010/02/22/what-the-credit-card-act-means-for-you/

  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Fed expects higher interest rates for consumer credit cards ...
    Nov 12, 2009 . Banks continue to take advantage of the waiting period for the CARD Act to lower credit limits, increase interest rates, and raise the minimum .
    http://www.dailyfinance.com/2009/11/12/fed-expects-higher-interest-rates-for-consumer-credit-cards/

  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

interest rates auto loans

Editor's Rating


  • Earn Cashback Bonus for your good credit management
  • New Credit Card Rules
    When they plan to increase your rate or other fees. Your credit card company must send you a notice 45 days before they can increase your interest rate; .
    http://www.federalreserve.gov/consumerinfo/files/wyntk_ccrules.pdf

  • Fed expects higher interest rates for consumer credit cards ...
    Nov 12, 2009 . Banks continue to take advantage of the waiting period for the CARD Act to lower credit limits, increase interest rates, and raise the minimum .
    http://www.dailyfinance.com/2009/11/12/fed-expects-higher-interest-rates-for-consumer-credit-cards/

  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Credit Card Firms Hurry to Raise Rates | Common Dreams
    Nov 6, 2009 . Credit card companies are rushing to increase interest rates to historic highs of more than 30 percent, cut credit limits, and add new fees, even .
    http://www.commondreams.org/headline/2009/11/06

  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

homes mortgage with bad credit

Editor's Rating


  • Credit card hike fright: Banks raising rates, even if you've paid on ...
    Mar 16, 2009 . By the time Rosa LoBianco realized the interest rate on her credit card . Credit card hike fright: Banks raising rates, even if you've paid on time .
    http://articles.nydailynews.com/2009-03-16/news/17918877_1_rate-hike-betty-riess-bill-hardekopf

  • Credit Cards tagged as: interest rates - Consumer Financial ...
    From late fees to lost cards, ask CFPB your questions about credit cards. . Though your card issuer generally cannot increase your interest rate on your existing .
    http://www.consumerfinance.gov/askcfpb/search?selected_facets=category_exact:Credit%20Cards&selected_facets=tag_exact:interest%20rates

  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

interest rate on car loans

Editor's Rating


  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • Higher interest rate? It's up to you - MSN Money
    Aug 19, 2009 . Other aspects of the new credit card law -- such as restrictions on interest-rate increases, bans on issuing and marketing credit cards to young .
    http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/higher-interest-rate-its-up-to-you.aspx

  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

bankruptcy secured debts mortgages

Editor's Rating


  • When Can Banks Increase Credit Card Interest Rates
    The Truth in Lending Act is the Federal law that says (among other things) when banks are allowed to increase credit card interest rates. Currently, banks have a .
    http://credit.about.com/od/usingcreditcards/qt/when-interest-rate-increase.htm

  • 2% automatically at gas stations and restaurants all year long*
  • Credit Card Interest Rates, and How You Can Lower Them ...
    Not only that, many credit card agreements include a universal default clause that allows them to increase your interest rate "at any time, for any reason.
    http://www.moneynowusa.com/credit-card-interest-rates.html

  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Citi to Raise Credit Card Interest Rates
    Nov 15, 2008 . In an article titled "Despite Pledge, Citigroup to Raise Credit Card Rates, Blaming 'Difficult' Environment", Eric Dash writes for the New York .
    http://www.paymentsnews.com/2008/11/citi-to-raise-c.html

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

interest rate mortgage 2008

Editor's Rating


  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • CreditCards.com: Weekly Credit Card Rate Report: Credit Card ...
    Mar 14, 2012 . AUSTIN, Texas, March 14, 2012 /PRNewswire/ -- Credit card interest rates jumped on Wednesday for the second week in a row, according to .
    http://www.prnewswire.com/news-releases/creditcardscom-weekly-credit-card-rate-report-credit-card-interest-rates-rise-above-15-percent-142685015.html

  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

interest rate on used car loans

Editor's Rating


  • NAAG | Congress Passes Credit Card Reform Legislation
    Prohibits card companies from increasing interest rates on existing balances, with a few exceptions[1]. Credit card companies cannot raise interest rates .
    http://www.naag.org/congress-passes-credit-card-reform-legislation.php

  • Small Business Credit Card Rates On The Rise - BusinessWeek
    May 11, 2009 . The interest rate on our credit cards with Elan for our small business has just been increased from 9.9% to 14.9%. Again, no late payments or .
    http://www.businessweek.com/smallbiz/running_small_business/archives/2009/05/small_business_7.html

  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • Credit Card Rules Still Confuse Consumers - Alpha Consumer ...
    Jul 19, 2010 . The Credit CARD Act was designed to enforce standardized guidelines for the way credit card companies can increase the interest rates on .
    http://money.usnews.com/money/blogs/alpha-consumer/2010/07/19/credit-card-rules-still-confuse-consumers


interest rate on a mortgage

Editor's Rating



interest rate swap mortgages

Editor's Rating


  • When to opt out of a credit card interest rate hike
    A growing number of readers' e-mails to Bankrate are asking the same question lately: Should I opt out of this rate hike? Credit cardholders given the chance to .
    http://www.bankrate.com/finance/credit-cards/when-to-opt-out-of-a-rate-hike-1.aspx

  • Wells To Increase Credit Card Interest Rates To Beat Change in ...
    Oct 8, 2009 . Wells Fargo & Co. plans to raise interest rates on a majority of credit-card customers by 3 percentage points before federal rules limiting such .
    http://www.nakedcapitalism.com/2009/10/wells-to-increase-credit-card-interest-rates-to-beat-change-in-law.html


interest rate w credit card

Editor's Rating


  • Credit Card Interest Rates - Budgeting Money
    Credit Card Interest Rates - read about How Do I Reduce Interest Rate on Credit Cards Through Hardship?, How to Negotiate Interest Rate Reductions With .
    http://budgeting.thenest.com/credit-card-interest-rates/

  • Selective Interpretation? Top Credit Card Issuers Appear to Follow ...
    May 8, 2009 . A quick sampling of credit card issuers' recent activities in response to the . interest rates on a larger portion of customers than usual and increasing the . None have changed their policy of imposing interest rate hikes for any .
    http://www.responsiblelending.org/credit-cards/research-analysis/selective-interpretation-top-credit-card-issuers-appear-to-follow-own-rules.html

  • Consumer Action :: Know the new credit card law
    Jul 22, 2010 . Credit card issuers generally cannot raise interest rates, or any fees, during the first year an account is open, except when a variable rate .
    http://www.consumer-action.org/alerts/articles/new_credit_card_provisions/

  • OCC: Retail Credit: Credit Cards
    Credit CARD Act of 2009 Interest Rate Increases/Consumer Protections Guidance (OCC 2009-25, July 2009) Reminds national banks to conduct the required .
    http://www.occ.treas.gov/topics/credit/retail-credit/credit-card.html

  • Online access to credit card account information
  • Alert: Banks increasing credit card fees. Beware of scams - The ...
    Jan 14, 2010 . Therefore, one of the best ways to avoid a sudden interest rate hike is to use credit cards responsibly which includes paying bills on time and .
    http://newsblogs.chicagotribune.com/the-problem-solver/2010/01/alert-banks-increasing-credit-card-fees-beware-of-scams.html


Rising Interest Rates, Low Credit Availability: CARD Act Side-effects ...
Mar 1, 2011 . Many CARD Act critics, including the American Bankers Association, asserted that credit card companies would increase their interest rates in .
http://technorati.com/business/finance/article/rising-interest-rates-low-credit-availability/

CARD Act Puts Kibosh on Increased Interest Rates | Military.com
In May 2009, Congress passed the Credit CARD (Card Accountability, Responsibility and Disclosure) Act to regulate how credit card lenders charge and .
http://www.military.com/money/content/personal-finance/credit-debt-management/card-act-puts-kibosh-on-increased-interest-rates.html

Every day, we search the web to find the very

When You Should Opt Out of a Credit Card Interest Rate Increase by ...
Mary Hunt Lifestyle Columns - When You Should Opt Out of a Credit Card Interest Rate Increase.
http://www.creators.com/advice/everyday-cheapskate/when-you-should-opt-out-of-a-credit-card-interest-rate-increase.html


Your Debt May Raise Your Credit Card Rates - ABC News
Your Debt May Raise Your Credit Card Rates. . an unexpected medical bill or miss a car payment, and you may find your credit interest jump or even double.
http://abcnews.go.com/WNT/FinancialSecurity/story?id=129664&page=1

Thank you!
You are signed up to receive the latest deals, offers and tips!


Feedback