3.6% student loans: Consolidate now - MSN Money
People who haven't yet consolidated their variable-rate federal student loans have a great opportunity to do so: The interest rates on these . If you have $20000 in variable-rate federal Stafford debt, for example, that rate drop could save you .
http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/3Point6PercentStudentLoansConsolidateNow.aspx

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No rush to consolidate student loans this year
Forget the scramble to consolidate student loans by July 1. This year, interest rates are expected to drop after that date.
http://www.bankrate.com/finance/college-finance/no-rush-to-consolidate-student-loans-this-year-1.aspx


Should You Consolidate Your Federal Student Loans? | MintLife ...
Nov 16, 2011 . Here's the scoop on how federal student loan consolidation works and how to calculate . How Consolidated Loan Interest Rates Work . a freshman at 4.5% and $2000 as a senior, your consolidated interest rate would drop.
http://www.mint.com/blog/how-to/should-you-consolidate-your-federal-student-loans-112011/

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Interest Rates on Federal Education Loans to Drop July 1 ...
Jun 5, 2009 . Interest rates on federal consolidation loans are capped that . are the lowest interest rates in the history of the federal student loan program.
http://www.universityparent.com/2009/06/05/interest-rates-on-federal-education-loans-to-drop-july-1

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Obama Plan Would Cut Student-Loan Interest Rates - WSJ.com
Oct 26, 2011. kinds of student loans to reduce their interest rates by consolidating . parent of Sallie Mae, which saw its stock fall by nearly 13% Tuesday.
http://online.wsj.com/article/SB10001424052970204644504576653043088346786.html

Interest rates drop on Stafford and PLUS student loans - Managing ...
Jul 27, 2010 . Interest rates on Stafford and PLUS student loans have been dropping during the past few years and the new rates for 2010 have dropped as well. Interest . with a good opportunity to consolidate their existing student loans.
http://www.boston.com/business/personalfinance/managingyourmoney/archives/2010/07/interest_rates.html

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Should I Wait to Consolidate My Student Loans
Waiting to consolidate your students loans is a decision you have to make for yourself . If you have these kinds of loans, your rate may go down come July. . existing loans' rates, lower interest rates on your variable loans would mean a lower .
http://www.studentloanconsolidation.pro/36-should-i-wait-to-consolidate-my-student-loans.html

Student Loan Consolidation - Consolidating Student Loans
Many federal student loans already have a low interest rate. However, you may be able to achieve a lower payment by consolidating these student loans.
http://businessmajors.about.com/od/payingforschool/a/ConsolStuLoans.htm

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Student Loan Interest Rates Drop
Jun 1, 2002 . Interest rates on federal student loans will drop to the lowest rate in . on consolidation loans are locked for the term of the loan, interest rates .
http://usgovinfo.about.com/library/weekly/aa060102a.htm

Ask Kantro: Does Consolidating Student Loans Save Money Like a ...
May 16, 2011 . Can I combine these at a lower interest rate? . Denise G. Consolidating your federal student loans may streamline . one can get a new, less-expensive loan after interest rates drop enough to make the refinance worthwhile.
http://www.fastweb.com/financial-aid/articles/3129-ask-kantro-does-consolidating-student-loans-save-money-like-a-refinance

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Frequently Asked Questions about Student Loan Consolidation
Yes, you can consolidate during a period of deferment, and, in some cases, this may allow you to obtain a lower Consolidation loan interest rate. If you have .
http://www.tgslc.org/borrowers/loans/fdlp/consolidation/faq.cfm

The Pros and Cons of Student Loan Consolidation - SimpleTuition
There are many good reasons to consolidate your student loans. . And the interest rate on a federal consolidation loan is fixed--which is unlike variable interest rate loans . However, if interest rates go down, you are still locked in to your rate.
http://www.simpletuition.com/pay-for-college/college-debt/student-loan-consolidation-college-debt/the-pros-and-cons-of-student-loan-consolidation/

Should You Consolidate Student Loans?
The variable interest rates on federally guaranteed student loans will drop. . a fixed interest rate by consolidating all their various student loans into one loan.
http://www.militarymoney.com/EducationCareer/CollegeScholarships/tabid/73/itemId/2499/Default.aspx

Project on Student Debt: A Borrower's Guide to July 1, 2009
Jul 1, 2009 . There is also a one-page summary of Federal Student Loan Terms for . The fixed interest rate for new Subsidized Stafford loans drops from . You can lock in these low rates by consolidating variable-rate loans after July 1.
http://projectonstudentdebt.org/july1-2009.vp.html

Student loan interest rates will drop to an all-time low
Jun 18, 2003 . Beginning July 1, federal student loan interest rates will drop for the third . Consolidation of loans is something borrowers who are no longer .
http://banknd.nd.gov/about_BND/press_releases/pdfs/interest-rates-drop061803.pdf

Save On Federal Student Loans July 1 - The Consumerist
Jun 4, 2009 . July 1st is when the interest rates on Federal student loans changes, and one financial id expert is predicting they're going to drop to. . an opportunity to consolidate your variable rate Federal student loans together at the new .
http://consumerist.com/2009/06/save-on-federal-student-loans-july-1.html

College loan consolidation 101 | Bankrate.com
Aug 21, 2011 . Is it time to merge all your student loans? . You can only consolidate once, so if you consolidate at 6 percent interest and rates drop later, you .
http://www.bankrate.com/finance/college-finance/college-loan-consolidation-101.aspx

FinAid | Loans | Frequently Asked Questions about Consolidation
Although federal law sets the rates on student loans, those rates are the . 8.5% to 8.25% due to the cap on the interest rates of consolidation loans. . (If you drop below half time enrollment status, your loans will be eligible for consolidation.
http://www.finaid.org/loans/consolidationfaq.phtml

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Facts About Student Loan Consolidation by Analana
Consolidating student loans simply means bundling of your different loans into . If you suspect that interest rates may drop in the near future, you may want to .
http://analana.hubpages.com/hub/Facts-About-Student-Loan-Consolidation

Consolidate Your Student Loans | Sovereign Bank
If you haven't consolidated your student loans, visit Sovereignbank.com for . the loan. Otherwise, the rate will rise and fall with variable interest rates every year.
http://www.sovereignbank.com/personal/tools_planning/managing_credit/consolidate_student_loans.asp

Should I Consolidate My Student Loans? | FiGuide
Sep 22, 2009 . Should I Consolidate My Student Loans? . Beginning July 1, 2009, the interest rates on these variable-rate loans are set to drop to the lowest rates in . The interest rate on a consolidation loan is a fixed rate that's equal to the .
http://www.figuide.com/should-i-consolidate-my-student-loans.html

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  • Consolidate Student Loans to Lower Payments | FreeScore.com
    Student loan consolidation options for those with school debt - FreeScore.com. . If the interest rate drops dramatically, you may want to consolidate and save on .
    http://www.freescore.com/student-loan-consolidation.aspx

  • Federal Student Loan Consolidation FAQs
    Federal student loan consolidation combines specific student loans into a single loan. . What is the interest rate on a consolidated loan? . (after you withdraw from school, drop below half-time or graduate), during repayment or deferment.
    https://financialaid.tamu.edu/types/loans/loan_consolidation.aspx

  • How to consolidate your student loans | Norah Carroll
    Jan 26, 2012 . Consolidating student loans can simplify the process of paying back . use auto- pay on the loans, your interest rate will drop by 0.25% because .
    http://norahcarroll.wordpress.com/2012/01/26/how-to-consolidate-your-student-loans/

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  • Student Loan Consolidation Advice: In-School Student Loan ...
    May 16, 2006 . On July 1st, 2006, interest rates on student loans will rise to a fixed interest rate of 6.8%. This has left many students looking for student loan consolidation . Interest rates will not likely drop back down to current rates within the .
    http://voices.yahoo.com/student-loan-consolidation-advice-school-student-37231.html

  • How to Consolidate Student Loans - Ask.com
    If you have already consolidated your student loan, you may not know you have the opportunity to refinance again if interest rates fall. In the case of a federal .
    http://www.ask.com/questions-about/How-to-Consolidate-Student-Loans

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    The FCL has a fixed interest rate with a repayment term of up to 30 years, . If you consolidate Stafford Loans that still have a variable rate and interest rates fall .
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    Consolidation Loans combine several student or parent loans into one bigger loan from a . For a PLUS loan, however, the interest rate could go down to 8.25 %.
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  • Should I Consolidate My Stafford Student Loans Before July 1st?
    I have been getting a lot of questions about student loan consolidation lately. . If you can drop your interest rate by a point or more, consolidating is definitely .
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  • Student Loans: Private Loan Consolidation | Investopedia
    There''s a profound reason to consolidate your private loans: a fixed-interest rat. . credit wasn't as good at that time, or you can drop your cosigner from your loan. . you'll pay off your student loans at the discounted rate while the rest of your .
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  • Student Financial Services : Federal Loan Consolidation
    The FCL has a fixed interest rate with a repayment term of up to 30 years, . If you consolidate Stafford Loans that still have a variable rate and interest rates fall .
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  • Consolidating student loans at a lower rate gets tougher ...
    Apr 28, 2008 . If you have federal loans issued after July 1, 2006, consolidating will no longer affect the interest you pay. . Kantrowitz predicts that the rate for variable-rate loans will drop to about 3.75% on July 1, down from the current .
    http://www.usatoday.com/money/perfi/columnist/block/2008-04-28-student-loan-consolidation_N.htm

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    Resource to help understand student debt consolidation and when such a move makes . If you can lower your loan interest rate by 1% or more you can save . will lose any future opportunities to refinance if interest rates drop at a later date.
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  • Nelnet, Inc.: Nelnet renews commitment to ensure best rate for ...
    Beginning on May 1, completed student loan consolidation applications . with the current interest rate, but if they fall, Nelnet will postpone the consolidation .
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    May 31, 2008 . She has multiple loans with insane interest rates (like, such as . Aside from finding a company that will consolidate and drop her interest rate, .
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    Oct 26, 2011 . Consolidation benefits those who took out student loans under the old . two loans totaling $37500 can expect to save nearly $1000 in interest. . student borrowers could see their monthly payments drop under this part of . December 30 2011 at 12:27 AM Report abuse Permalink rate up rate down Reply .
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  • Law Student Loan Consolidation
    Many law school students take out multiple loans during school and find they are . Federal loans used for Law school can be consolidated with interest rates . the interest rates on all the loans, the weighted average will fall somewhere in .
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  • Important Things To Look For In Your Student Loan Consolidation
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  • Consolidating Student Loans Online
    Showing students how to consolidate student loan debt, and informing them of the . idea thanks to the historically low interest rates that are available right now. . Whether you fall in the category of having multiple student loans to payback, .
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  • Getting Your Head Around Student Loans - American Student ...
    Consolidation loans combine one or more pre-existing loans into one new loan . after the borrower graduates, withdraws, or drops below half-time enrollment. . Graduate students' subsidized Stafford loans have a fixed interest rate of 6.8%.
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  • Student loans in the United States - Wikipedia, the free encyclopedia
    If a student drops below half time, the account goes into a six-month grace period . . 2.1 Private student loan types; 2.2 Private student loan rates and interest; 2.3 . loan, Federal Direct Student Loans, and Federal student loan consolidation .
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  • Grads reap benefits of low interest rates
    Jason Manning has been able to consolidate his student loans and reduce his . is consolidating his student loans, taking advantage of record low interest rates that . As of July 1, the rates for what are known as Stafford loans dropped to 3.42 .
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Loan Lock: Money: Consolidate and fix your student loan rates today ...
Jul 15, 2004 . Quick quiz: Janey and Jim each have $15000 in student loans, but . This is not a "good" time to consolidate your student loans and fix their interest rates -- it is . rates on government-guaranteed student loans continue to fall, .
http://www.metroweekly.com/domestic_partner/money/?ak=1146

Consolidate your college student loans today - Achieveyourcareer ...
With the consolidated loan, the interest rate will be a weighted average of all the . students enrolled in California community colleges aged 17 to 20 in the fall of .
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Every day, we search the web to find the very

2011 Variable Interest Rate Change
On July 1, 2011, the variable interest rate on federal student loans is . In light of the very small rate drop that is pending, the primary reason to consolidate would .
http://gme.med.ufl.edu/files/2011/06/2011-Variable-Interest-Rate-Change.doc


Refinancing - RSMC
. loans, student loans, etc. is not). However, if interest rates have not dropped considerably, you may consider consolidating your debts with a home equity loan .
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