3.6% student loans: Consolidate now - MSN Money
People who haven't yet consolidated their variable-rate federal student loans have a great opportunity to do so: The interest rates on these . If you have $20000 in variable-rate federal Stafford debt, for example, that rate drop could save you .
http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/3Point6PercentStudentLoansConsolidateNow.aspx

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No rush to consolidate student loans this year
Forget the scramble to consolidate student loans by July 1. This year, interest rates are expected to drop after that date.
http://www.bankrate.com/finance/college-finance/no-rush-to-consolidate-student-loans-this-year-1.aspx


Should You Consolidate Your Federal Student Loans? | MintLife ...
Nov 16, 2011 . Here's the scoop on how federal student loan consolidation works and how to calculate . How Consolidated Loan Interest Rates Work . a freshman at 4.5% and $2000 as a senior, your consolidated interest rate would drop.
http://www.mint.com/blog/how-to/should-you-consolidate-your-federal-student-loans-112011/

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Interest Rates on Federal Education Loans to Drop July 1 ...
Jun 5, 2009 . Interest rates on federal consolidation loans are capped — that . are the lowest interest rates in the history of the federal student loan program.
http://www.universityparent.com/2009/06/05/interest-rates-on-federal-education-loans-to-drop-july-1

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Obama Plan Would Cut Student-Loan Interest Rates - WSJ.com
Oct 26, 2011. kinds of student loans to reduce their interest rates by consolidating . parent of Sallie Mae, which saw its stock fall by nearly 13% Tuesday.
http://online.wsj.com/article/SB10001424052970204644504576653043088346786.html

Interest rates drop on Stafford and PLUS student loans - Managing ...
Jul 27, 2010 . Interest rates on Stafford and PLUS student loans have been dropping during the past few years and the new rates for 2010 have dropped as well. Interest . with a good opportunity to consolidate their existing student loans.
http://www.boston.com/business/personalfinance/managingyourmoney/archives/2010/07/interest_rates.html

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Should I Wait to Consolidate My Student Loans
Waiting to consolidate your students loans is a decision you have to make for yourself . If you have these kinds of loans, your rate may go down come July. . existing loans' rates, lower interest rates on your variable loans would mean a lower .
http://www.studentloanconsolidation.pro/36-should-i-wait-to-consolidate-my-student-loans.html

Student Loan Consolidation - Consolidating Student Loans
Many federal student loans already have a low interest rate. However, you may be able to achieve a lower payment by consolidating these student loans.
http://businessmajors.about.com/od/payingforschool/a/ConsolStuLoans.htm

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Student Loan Interest Rates Drop
Jun 1, 2002 . Interest rates on federal student loans will drop to the lowest rate in . on consolidation loans are locked for the term of the loan, interest rates .
http://usgovinfo.about.com/library/weekly/aa060102a.htm

Ask Kantro: Does Consolidating Student Loans Save Money Like a ...
May 16, 2011 . Can I combine these at a lower interest rate? . Denise G. Consolidating your federal student loans may streamline . one can get a new, less-expensive loan after interest rates drop enough to make the refinance worthwhile.
http://www.fastweb.com/financial-aid/articles/3129-ask-kantro-does-consolidating-student-loans-save-money-like-a-refinance

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Frequently Asked Questions about Student Loan Consolidation
Yes, you can consolidate during a period of deferment, and, in some cases, this may allow you to obtain a lower Consolidation loan interest rate. If you have .
http://www.tgslc.org/borrowers/loans/fdlp/consolidation/faq.cfm

The Pros and Cons of Student Loan Consolidation - SimpleTuition
There are many good reasons to consolidate your student loans. . And the interest rate on a federal consolidation loan is fixed--which is unlike variable interest rate loans . However, if interest rates go down, you are still locked in to your rate.
http://www.simpletuition.com/pay-for-college/college-debt/student-loan-consolidation-college-debt/the-pros-and-cons-of-student-loan-consolidation/

Should You Consolidate Student Loans?
The variable interest rates on federally guaranteed student loans will drop. . a fixed interest rate by consolidating all their various student loans into one loan.
http://www.militarymoney.com/EducationCareer/CollegeScholarships/tabid/73/itemId/2499/Default.aspx

Project on Student Debt: A Borrower's Guide to July 1, 2009
Jul 1, 2009 . There is also a one-page summary of Federal Student Loan Terms for . The fixed interest rate for new Subsidized Stafford loans drops from . You can lock in these low rates by consolidating variable-rate loans after July 1.
http://projectonstudentdebt.org/july1-2009.vp.html

Student loan interest rates will drop to an all-time low
Jun 18, 2003 . Beginning July 1, federal student loan interest rates will drop for the third . “ Consolidation of loans is something borrowers who are no longer .
http://banknd.nd.gov/about_BND/press_releases/pdfs/interest-rates-drop061803.pdf

Save On Federal Student Loans July 1 - The Consumerist
Jun 4, 2009 . July 1st is when the interest rates on Federal student loans changes, and one financial id expert is predicting they're going to drop to. . an opportunity to consolidate your variable rate Federal student loans together at the new .
http://consumerist.com/2009/06/save-on-federal-student-loans-july-1.html

College loan consolidation 101 | Bankrate.com
Aug 21, 2011 . Is it time to merge all your student loans? . You can only consolidate once, so if you consolidate at 6 percent interest and rates drop later, you .
http://www.bankrate.com/finance/college-finance/college-loan-consolidation-101.aspx

FinAid | Loans | Frequently Asked Questions about Consolidation
Although federal law sets the rates on student loans, those rates are the . 8.5% to 8.25% due to the cap on the interest rates of consolidation loans. . (If you drop below half time enrollment status, your loans will be eligible for consolidation.
http://www.finaid.org/loans/consolidationfaq.phtml

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Facts About Student Loan Consolidation by Analana
Consolidating student loans simply means bundling of your different loans into . If you suspect that interest rates may drop in the near future, you may want to .
http://analana.hubpages.com/hub/Facts-About-Student-Loan-Consolidation

Consolidate Your Student Loans | Sovereign Bank
If you haven't consolidated your student loans, visit Sovereignbank.com for . the loan. Otherwise, the rate will rise and fall with variable interest rates every year.
http://www.sovereignbank.com/personal/tools_planning/managing_credit/consolidate_student_loans.asp

Should I Consolidate My Student Loans? | FiGuide
Sep 22, 2009 . Should I Consolidate My Student Loans? . Beginning July 1, 2009, the interest rates on these variable-rate loans are set to drop to the lowest rates in . The interest rate on a consolidation loan is a fixed rate that's equal to the .
http://www.figuide.com/should-i-consolidate-my-student-loans.html

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  • Consolidate Student Loans to Lower Payments | FreeScore.com
    Student loan consolidation options for those with school debt - FreeScore.com. . If the interest rate drops dramatically, you may want to consolidate and save on .
    http://www.freescore.com/student-loan-consolidation.aspx

  • Federal Student Loan Consolidation FAQs
    Federal student loan consolidation combines specific student loans into a single loan. . What is the interest rate on a consolidated loan? . (after you withdraw from school, drop below half-time or graduate), during repayment or deferment.
    https://financialaid.tamu.edu/types/loans/loan_consolidation.aspx

  • How to consolidate your student loans | Norah Carroll
    Jan 26, 2012 . Consolidating student loans can simplify the process of paying back . use auto- pay on the loans, your interest rate will drop by 0.25% because .
    http://norahcarroll.wordpress.com/2012/01/26/how-to-consolidate-your-student-loans/

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  • Student Loan Consolidation Advice: In-School Student Loan ...
    May 16, 2006 . On July 1st, 2006, interest rates on student loans will rise to a fixed interest rate of 6.8%. This has left many students looking for student loan consolidation . Interest rates will not likely drop back down to current rates within the .
    http://voices.yahoo.com/student-loan-consolidation-advice-school-student-37231.html

  • How to Consolidate Student Loans - Ask.com
    If you have already consolidated your student loan, you may not know you have the opportunity to refinance again if interest rates fall. In the case of a federal .
    http://www.ask.com/questions-about/How-to-Consolidate-Student-Loans

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    The FCL has a fixed interest rate with a repayment term of up to 30 years, . If you consolidate Stafford Loans that still have a variable rate and interest rates fall .
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    Consolidation Loans combine several student or parent loans into one bigger loan from a . For a PLUS loan, however, the interest rate could go down to 8.25 %.
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  • Should I Consolidate My Stafford Student Loans Before July 1st?
    I have been getting a lot of questions about student loan consolidation lately. . If you can drop your interest rate by a point or more, consolidating is definitely .
    http://businessmajors.about.com/od/studentloans/a/ConStafLoans.htm

  • Student Loans: Private Loan Consolidation | Investopedia
    There''s a profound reason to consolidate your private loans: a fixed-interest rat. . credit wasn't as good at that time, or you can drop your cosigner from your loan. . you'll pay off your student loans at the discounted rate while the rest of your .
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  • Student Financial Services : Federal Loan Consolidation
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  • Consolidating student loans at a lower rate gets tougher ...
    Apr 28, 2008 . If you have federal loans issued after July 1, 2006, consolidating will no longer affect the interest you pay. . Kantrowitz predicts that the rate for variable-rate loans will drop to about 3.75% on July 1, down from the current .
    http://www.usatoday.com/money/perfi/columnist/block/2008-04-28-student-loan-consolidation_N.htm

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  • The Pros and Cons of Student Loan Consolidation
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  • Student Debt Consolidation
    Resource to help understand student debt consolidation and when such a move makes . If you can lower your loan interest rate by 1% or more you can save . will lose any future opportunities to refinance if interest rates drop at a later date.
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  • Consolidating Private Student Loans - Information of different ...
    By refinancing your student loans, you can save yourself hundreds, even thousands . Refinancing these loans can help you to lower these interest rates, or, . You can't consolidate your loans again at a later time when the interest rate drop.
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  • Nelnet, Inc.: Nelnet renews commitment to ensure best rate for ...
    Beginning on May 1, completed student loan consolidation applications . with the current interest rate, but if they fall, Nelnet will postpone the consolidation .
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  • Student Loan Consolidation (credit cards, repayment, company ...
    May 31, 2008 . She has multiple loans with insane interest rates (like, such as . Aside from finding a company that will consolidate and drop her interest rate, .
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    Oct 26, 2011 . Consolidation benefits those who took out student loans under the old . two loans totaling $37500 can expect to save nearly $1000 in interest. . student borrowers could see their monthly payments drop under this part of . December 30 2011 at 12:27 AM Report abuse Permalink rate up rate down Reply .
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  • Law Student Loan Consolidation
    Many law school students take out multiple loans during school and find they are . Federal loans used for Law school can be consolidated with interest rates . the interest rates on all the loans, the weighted average will fall somewhere in .
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  • Important Things To Look For In Your Student Loan Consolidation
    See if you get an interest rate drop for making electronic payments. In this case, the lender will automatically deduct the student loan consolidation payment from .
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  • Consolidating Student Loans Online
    Showing students how to consolidate student loan debt, and informing them of the . idea thanks to the historically low interest rates that are available right now. . Whether you fall in the category of having multiple student loans to payback, .
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    Feb 16, 2012 . Consolidating Student Loans Interest Rate – What You Should Know . new interest rate along with the rate on the new loans so it won't drop it .
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  • Getting Your Head Around Student Loans - American Student ...
    Consolidation loans combine one or more pre-existing loans into one new loan . after the borrower graduates, withdraws, or drops below half-time enrollment. . Graduate students' subsidized Stafford loans have a fixed interest rate of 6.8%.
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  • Student loans in the United States - Wikipedia, the free encyclopedia
    If a student drops below half time, the account goes into a six-month grace period . . 2.1 Private student loan types; 2.2 Private student loan rates and interest; 2.3 . loan, Federal Direct Student Loans, and Federal student loan consolidation .
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  • Grads reap benefits of low interest rates
    Jason Manning has been able to consolidate his student loans and reduce his . is consolidating his student loans, taking advantage of record low interest rates that . As of July 1, the rates for what are known as Stafford loans dropped to 3.42 .
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    On July 1, the repayment rate on those loans will drop to 2.48% from the current rate of 4.21%. Interest rates on federal PLUS loans — Parent Loan for Undergraduate Students . You only get one chance to consolidate your student loans.
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Loan Lock: Money: Consolidate and fix your student loan rates today ...
Jul 15, 2004 . Quick quiz: Janey and Jim each have $15000 in student loans, but . This is not a "good" time to consolidate your student loans and fix their interest rates -- it is . rates on government-guaranteed student loans continue to fall, .
http://www.metroweekly.com/domestic_partner/money/?ak=1146

Consolidate your college student loans today - Achieveyourcareer ...
With the consolidated loan, the interest rate will be a weighted average of all the . students enrolled in California community colleges aged 17 to 20 in the fall of .
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Every day, we search the web to find the very

2011 Variable Interest Rate Change
On July 1, 2011, the variable interest rate on federal student loans is . In light of the very small rate drop that is pending, the primary reason to consolidate would .
http://gme.med.ufl.edu/files/2011/06/2011-Variable-Interest-Rate-Change.doc


Refinancing - RSMC
. loans, student loans, etc. is not). However, if interest rates have not dropped considerably, you may consider consolidating your debts with a home equity loan .
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